You are here: Home / Community Assets Search / Growing Affordable Inclusive Neighborhoods (GAIN)

Growing Affordable Inclusive Neighborhoods (GAIN)

 Impact Lvl 1: Housing
Public Pinned Report on Growing Affordable Inclusive Neighborhoods (GAIN) led by Olmsted County HRA
Last modified: November 09, 2026

Contents

Highlights


 Attention Rochester Area Builders (RAB) developers and home builder members

The Olmsted County Board recently approved updates designed to make the program more effective and help get more affordable homes built.

Contents


LinkedIn Post

 

Attention Rochester Area Builders (RAB) developers and home builder members!

Olmsted County’s Growing Affordable Inclusive Neighborhoods (GAIN) program is a strong opportunity to deliver more owner-occupied starter homes and downsizing options priced at or below $350,000. It supports single-family homes, townhomes, and condos while helping reduce builder risk, improve production capacity, and serve households in the 80–115% AMI range—often through revolving construction support, development agreements, and other incentives. The program pairs well with other tools like land trusts or down-payment assistance.⁠

The Board recently approved updates designed to make the program more effective and help get more affordable homes built.

A big thank-you to the full Olmsted County Board (and HRA Board) for their continued support of attainable housing. Special appreciation goes to Commissioner Bob Hopkins for his leadership and direct work with home builders to refine the program so it succeeds for both builders and buyers. His collaborative approach is helping ensure more modest, marketable homes reach the community.

RAB members: Take a closer look at how GAIN can fit your projects. Learn more and connect with the Housing team at the official GAIN page or contact Housing Project Manager Mark Engel at [email protected]

Let’s keep building the homes Olmsted County needs.

 


 

 

  

 

Related Reports


 

 

Pinned Olmsted County HRA organization and project reports


.
Project Report of Rochester-Olmsted County 4(d) Affordable Housing Incentive Program : November 05, 2026 : Rochester-Olmsted County 4(d) Affordable Housing Incentive Program - Rental property owners

Nov 5, 2026: Applications open for Rochester-Olmsted County 4(d) Affordable Housing Incentive Program

Nov 3, 2025 Application Open:  Application Open The current Rochester-Olmsted County 4(d) Affordable Housing Incentive Program application is for the Tax Assessment Year 2025 - Tax Payable Year 2026, the tax savings for this application will not be realized until the Tax Payable Year 2026.

 

Impact Lvl1: Housing
Impact Lvl2: Housing: Affordable Rate



Organization Report: March 17, 2025 : Olmsted County HRA Approval

Red Hawk Updates

Woodcrest: Olmsted County’s Housing and Redevelopment Authority board approved an up to $1.72 million loan to support the creation of eight new for-sale homes priced under $350,000 in southeast Rochester. 

Impact Lvl1: Housing
Impact Lvl2:



Organization Report: August 16, 2024 : Tax Breaks to Landlords

PB reporting: A local program providing tax breaks to landlords in exchange for maintaining lower rents is being tweaked to encourage future development of affordable housing.

Impact Lvl1: Housing
Impact Lvl2:



Organization Report: April 16, 2022 : Affordable Homes Development Summit Summary

On April 12, 2022, the Olmsted County Housing Department hosted an Affordable Homes Development Summit. The Summit was intended for local government representatives, developers, builders, realtors, and lenders to come together to discuss how to encourage the construction of modest homes, learn what resources are currently available and brainstorm new ideas and tools to address the growing need of affordable new construction in our communities.

Impact Lvl1: Housing
Impact Lvl2:


Back To Top

 

Projects & News
Anchor Projects

Anchor projects provide the backdrop of our community's major initiatives and have overarching impacts to the community:

Latest Pin Reports

Noteworthy community status reports:




Search more Pin Beam Reports

Site Information
About Beam
  • For the commercial sector, we tend to register startup activities (new companies and new commercial projects) that bring diversification and high-impact opportunities to the area.
  • For the non-profit sector, we wish to shine light on all the organizations and services that otherwise labor under relative obscurity.
  • Our hope is that dmcbeam.org will encourage cross-sector collaborations and creative solutions.

While there are a number of registries in the community, dmcbeam.org's  distinct value is to pilot a database with a data structure and categorizations that answer the questions such as: What organizations or projects/programs in our community that have purported relevance with some of the over-arching focuses put forward by initiatives such as DMC, J2G and Health Improvements?

This database could be used as one of the ways to explore the capacities of the community. If you are someone on an exploratory journey to learn about the greater Rochester community. dmcbeam.org could be an interesting first step.

Project Phase Definitions
The following defines the various project phases:
  1. Available - a product, program or service is in production
  2. Develop - program or application is being developed
  3. Plan - idea is solid, stakeholders are identified, and there is strong commitment to go forward from all parties.
  4. Concept Phase - idea scoped out with enough details to give an early sizing and/or to build a proof of concept
    demonstration
  5. Pre-concept Phase - an early idea or a requirement.
Links to Beam sub-sites 
Sample of Beam sub-sites: